Published January 27, 2026

Where Does The Downpayment Come From?

Name: Chehalis Valley Realty | Kit Miller
Address: 481 S. Market Blvd, Chehalis, WA, 98532, US
Telephone: +13607404222

Written by Kit Miller

Where Does The Downpayment Come From? header image.

There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own, we can go over all of your questions.