Published September 16, 2025

Understanding DTI

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Written by Kit Miller

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Your debt-to-income ratio (DTI) plays a big role in how much home you can qualify for. 🏡 Understanding what counts as debt—and how it affects your buying power—can make the home search process smoother and less stressful. Ready to take the first step toward your dream home? Let’s chat!😀

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way