Published October 10, 2025

Income Over Assets

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Written by Kit Miller

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When it comes to buying a home, lenders look more closely at your income than your assets 🏡. That’s why your debt-to-income (DTI) ratio matters—it shows how comfortably you can manage a mortgage payment. A strong DTI can make all the difference in getting approved. Need a trusted lender who can walk you through it? We can connect you! 🤝 

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